Judith Boyer 
Which one makes you happier; thinking about Time or Money? Do you want to be happy? Both thinking about Time and Money have different kinds of motivation. Money motivates to work. Time motivates to socialize. Having more money to spend with your loved ones will make you happy. Having more time to spend with your … Read more
If you are like me I’m sure at some point or another you have suffered from razor bumps or razor burn. These after effects of shaving can actually be quite painful and not to mention annoying and embarrassing. There are some ways that you can not only get rid of razor bumps but you can … Read more
When you begin a healthy skincare routine, exfoliation definitely needs to be on your list. Beginners often overlook this step for obvious reasons. Why do I need to exfoliate? Doesn’t exfoliation just make my skin raw? The truth is, exfoliates get a bad reputation. If misused, they do damage the skin and leave behind a … Read more
Every once in a while…a post comes along that blows your mind and changes your life. This post probably won’t be it. In fact, you might save time by not reading it. But then again…maybe these are the greatest 6 time management tips your eyes will ever behold. Oh shoot…you have spent the time and … Read more
Do you want to be successful? Do you want to be happy? What about having both success and happiness together? Sounds much better, right? I am pretty sure that you’d be interested in both happiness and success. The good news is that it is achievable. The bad news is that most of us cannot attain … Read more
Debt consolidation is a common practice to manage multiple credit accounts into one monthly payment for ease of debt management. It is a simple process, but you have to do it right in order to effectively maximize its advantages for the most benefit for you. The basic debt consolidation guide involves the 5 steps below, … Read more
When it comes to retirement planning, no age is too young to begin. It helps to have some practical retirement planning and tips to help you define and meet your retirement goals. Most people never bother with retirement planning which is why the majority of Americans will have difficulty supporting themselves when they reach retirement. … Read more
With income inequality growing ever wider, it’s becoming increasingly important that people start living on a budget. Budgeting your day to day expenses isn’t hard when you know how to budget your living expenses , and where to find the resources that allow you to cut as many corners as possible. According to Paul Krugman, … Read more
A 401(k) is a powerful tax advantaged retirement instrument, provided by some employers, in which the employer or employee or both, contribute money towards a fund that the employee can tap into once he or she retires. Many citizens look forward to retirement when they can finally escape from the day to day commute and … Read more
We can define success in many ways. Success is essentially the favorable outcome of anything that we set out to accomplish. Some define success as the achievement of wealth, fame or other similar forms of good fortune. Others would describe success as achieving peace or happiness. Success can be anything that goes the way we … Read more