Judith Boyer 
Does the idea of an ‘Income Share Agreement’ send a cold shiver down your spine? On the face of it, you are signing away a portion of your income for a long period of time with no limitations on your earnings. On the other hand, you might not have to go into debt to fund … Read more
Everyone likes to save money. What most of us don’t like is what we have to give up in order to keep the coins in our coffers. Cutting back on entertainment and dining out is not a fun proposition, but it’s better than having to limit the number of showers you take, keep the temperature … Read more
Indeed, lightning doesn’t strike twice, but it hardly ever strikes at all. So, do you really need that steep homeowners insurance? Homeowners insurance is important to have, because anything can happen and you may need to rely on your insurance policy in the event that there is a flood or if you have a mold … Read more
Getting out of debt is an exhausting process that often requires a well thought out plan which needs to be accomplished step-by-step over a long period of time. When you’re buried under piles of dept, sometimes it feels as though you’re drowning in a pit you can’t climb your way out of. Fortunately, there are … Read more
If you live in one of the major cities, there is no doubt that you and your family are affected by the higher cost of living. While wages in a metropolis tend to be higher – the increased cost of living makes those wages feel minimal. If your family is struggling to find extra money … Read more
It seems like many people who believe in prayer also believe meditation is not a good practice. And viceversa… Which one do you think is better?Do you practice either one?Why do you do it? When deciding which one of the two is better, shouldn’t we ask ourselves… Better for what? What is prayer? Prayer is … Read more
In today’s credit based economy, banks and lending institutions are generally willing to offer loans to people who have a good credit score and who can furnish a strong proof of income along with the loan application. Well, great, what about the rest of us with less than stellar credit ratings? The scenario is the … Read more
If your recent loan application was unsuccessful thanks to a poor credit score then you need to figure out how to fix your credit. Your three digit FICO rating can greatly determine whether your application for a mortgage or an auto loan will be approved as well as the interest rate that will be chareged … Read more
Many people recognize the benefits of meditation, yet many fail including this routine in their life. Here are the main benefits you will encounter by including this technique in your life starting today: Reduces Stress Stress in daily life, negative thoughts, can’t seem to calm your mind and stay focused. So, if you often find … Read more
In whatever aspect of life, timing is essential. For instance, if you want to get into frugal living, you have to set a good timeframe for when you reap the rewards. It can be short term, such as not buying lunch at work so you can throw a banquet for your daughter’s debutante party. It … Read more