Judith Boyer 
A decade after the big downturn in the economy has many wondering how to manage your money in a way that is effective, safe and efficient. While no budgeting technique is perfect or will fit all situations, there are some methods that anyone can apply that can help demystify your money matters and put more … Read more
People who naturally have confidence just do not understand what it is like to suffer from low self-confidence. You consistently find yourself holding back, in conversations, in life and all the happiness and success seems to get dished out to everyone else. Most people with low confidence have tried various methods to improve the situation, … Read more
Personally, I’m the type of person where I don’t really care how much money I make or how lacking I am in terms of luxuries, as long as I can sleep at night on a full stomach. However, there are times when this ideal is just inappropriate. For one, I have a family, and I … Read more
The fact that we are paying for a lot of things means that we have a lot of things to start being frugal with. For instance, if you are smoking two packs a day, you can always cut that down to one – although quitting altogether is much better. Vices aside, three of the most … Read more
Looking for frugal living ideas? Well then hopefully this post will be pay dirt for you cause that’s what’s here. To get started, there’s a bit of a misconception of what frugality actually is. Rather than do the cliche’ dictionary definition, I’ll give you the thesaurus entry for frugal: Entry Word: frugal Function: adjective Meaning: … Read more
If you’ve just jumped into the frugality wagon, you’ll find that the kitchen is one of the best places to start. It is no secret that cooking your own food instead of having it cooked – and delivered – for you can cost less than half of your overall expenses every month; or even every … Read more
There are many women out there suffering from low self esteem. Not only that, some of them don’t even realize that they have self esteem issues. They are too busy with work or other distractions in life to even realize it. Not knowing that you have self esteem issues can be a very dangerous thing … Read more
What is self esteem? How do you define self esteem?There are many definitions of self esteem out there but to put it simply, self esteem is what a person thinks of her/himself. A person’s internal valuation of his or her self worth. An assessment of ‘worthiness’.It is as simple as that. But where does this … Read more
This envelope budgeting method, also called the cash budget system, will increase your income by knocking down your expenses. When it comes to smart ways to save money from your paycheck, this frugal envelope budget approach is a proven money management tool. In fact, using this technique, you’ll find that you can better organize and … Read more
When it comes to the building up one’s self esteem, one important aspect is to consistently get involved in self esteem activities. Doing so can make a massive difference over the long term. Even for individuals with high self esteem and confidence, it is always a good idea to adopt such habits. The challenges and … Read more
