Indeed, lightning doesn’t strike twice, but it hardly ever strikes at all. So, do you really need that steep homeowners insurance? Homeowners insurance is important to have, because anything can happen and you may need to rely on your insurance policy in the event that there is a flood or if you have a mold … Read more
Getting out of debt is an exhausting process that often requires a well thought out plan which needs to be accomplished step-by-step over a long period of time. When you’re buried under piles of dept, sometimes it feels as though you’re drowning in a pit you can’t climb your way out of. Fortunately, there are … Read more
If you live in one of the major cities, there is no doubt that you and your family are affected by the higher cost of living. While wages in a metropolis tend to be higher – the increased cost of living makes those wages feel minimal. If your family is struggling to find extra money … Read more
In today’s credit based economy, banks and lending institutions are generally willing to offer loans to people who have a good credit score and who can furnish a strong proof of income along with the loan application. Well, great, what about the rest of us with less than stellar credit ratings? The scenario is the … Read more
If your recent loan application was unsuccessful thanks to a poor credit score then you need to figure out how to fix your credit. Your three digit FICO rating can greatly determine whether your application for a mortgage or an auto loan will be approved as well as the interest rate that will be chareged … Read more
In whatever aspect of life, timing is essential. For instance, if you want to get into frugal living, you have to set a good timeframe for when you reap the rewards. It can be short term, such as not buying lunch at work so you can throw a banquet for your daughter’s debutante party. It … Read more
A decade after the big downturn in the economy has many wondering how to manage your money in a way that is effective, safe and efficient. While no budgeting technique is perfect or will fit all situations, there are some methods that anyone can apply that can help demystify your money matters and put more … Read more
Personally, I’m the type of person where I don’t really care how much money I make or how lacking I am in terms of luxuries, as long as I can sleep at night on a full stomach. However, there are times when this ideal is just inappropriate. For one, I have a family, and I … Read more
The fact that we are paying for a lot of things means that we have a lot of things to start being frugal with. For instance, if you are smoking two packs a day, you can always cut that down to one – although quitting altogether is much better. Vices aside, three of the most … Read more
Looking for frugal living ideas? Well then hopefully this post will be pay dirt for you cause that’s what’s here. To get started, there’s a bit of a misconception of what frugality actually is. Rather than do the cliche’ dictionary definition, I’ll give you the thesaurus entry for frugal: Entry Word: frugal Function: adjective Meaning: … Read more