Relationships are a pivotal part of society. From a young age, we go looking for a soul mate to spend our hearts, our dreams and our futures. We think about sharing our homes and our day-to-day lives; we think about having children and pets together, but many people forget to think about sharing their wallets. … Read more
Many student loans are based on income driven repayments – that is you don’t have a set payment based on the size of you loan, but a payment amount that varies with your income. This is designed to make sure your repayments are comfortable for you and your lifestyle, but it means that calculating your … Read more
If you’re buried deep in debt, you might be confused as to which creditor you should pay off first. Being in debt can be an overwhelming and discouraging experience, but you can turn it around once you begin to take control of your financial situation.In this article, we’ll look at which debt to pay off … Read more
If you’re shopping for a home mortgage loan, you can definitely save time and money by choosing the right lender and loan terms. First, you need to spend time looking for that right lender. The process of buying a house can be confusing to many first-time homeowners. It’s not only about choosing a good real … Read more
Using technology to help your personal finances is one of the best ways to get ahead financially. Gone are the days of ledgers and checkbook registers. Even many coupons are digital now. Having helpful apps on your cell phone is an excellent way to save money, track spending and monitor investments. A quality iPhone or … Read more
When it comes to house mortgages, if you’ve been seriously considering refinancing yours, you are certainly not alone. The reality is that as the economy shifts and interest rates change, many people find themselves looking for all kinds of ways to save on their house loans. One of them is by refinancing. What this basically … Read more
Have you struggled to get a loan in the past? Despite having a good credit rating and reasonable income you weren’t ticking some of the boxes that the banks required. Or maybe you have a great credit rating and poor income, or vice versa. A cosigner can help you get over this hurdle and back … Read more
Does the idea of an ‘Income Share Agreement’ send a cold shiver down your spine? On the face of it, you are signing away a portion of your income for a long period of time with no limitations on your earnings. On the other hand, you might not have to go into debt to fund … Read more
Everyone likes to save money. What most of us don’t like is what we have to give up in order to keep the coins in our coffers. Cutting back on entertainment and dining out is not a fun proposition, but it’s better than having to limit the number of showers you take, keep the temperature … Read more
Indeed, lightning doesn’t strike twice, but it hardly ever strikes at all. So, do you really need that steep homeowners insurance? Homeowners insurance is important to have, because anything can happen and you may need to rely on your insurance policy in the event that there is a flood or if you have a mold … Read more